Payments are essential to every business, as it is one of the ultimate goals of making a sale. Setting smooth payment gateways, especially if you run an online store is essential, for both you as well as your customers. It is also important to give your customer a remarkable and seamless shopping experience which is as user-friendly as possible.

Shopify Payment Gateway, as the name itself suggests, is a payment portal created by Shopify using which consumers can transfer money for the purchases they make from your e-commerce store. They essentially simplify the task by using the confidential details of the customer to the required bank and generate the response of either acceptance or rejection of the payment. Shopify also has a country-specific payment gateway, which tracks the geographical location of a user and accordingly gives them the option of the payment portal that is extensively used in that particular country.

Not only this, but Shopify Payment Gateway also plays an essential role in the management of online payments. It authorizes the credibility of the funds before transferring it to the seller’s account ensuring security as well. The payment gateways also undertake other tasks like processing money, verifying the client’s account, calculating the amount of tax received and performing AVS checks.

Here are a few factors that one might consider while selecting a Shopify Payment Gateway:

  • Vision and type of business: Factors like the geographical boundary of making sales and the currency that you will be accepting for the same. Having these finalized will help you determine the payment gateway best for your business.
  • Cards accepted for payment: You need to select your payment gateway keeping in mind the cards they accept for payment.
  • Target Market: While deciding your payment gateway options, have a clear idea of how you want to expand your e-commerce store and whether the payment gateway option is acceptable in that particular country.
  • Security Concerns: It is always better to take extra precautions, therefore, while selecting your payment gateway option, ensure that it’s secure and comes with efficient fraud detection features.
  • Shopping Experience: A good shopping experience is a must to ensure customer retention and thus, the payment gateway option you select should ensure that the same happens.

Now that we know the options to consider before selecting a payment gateway option, let us discuss the different Shopify payment gateway options that will best suit the needs of your business.

Shopify Payment Gateways

1. Shopify Payments

Shopify Payment Gateways shopify-payments

The process of using this gateway platform is quite simple since it comes with Shopify and can be activated just by filling a platform. It charges a 2.2% fee which is not applicable in case use this payment gateway platform. This platform allows you to take physical as well as online payments and payments are generally received within 3 business days. If as a merchant you opt for Shopify Payments, then you also have the option of lowering the credit card rates by upgrading your subscription plan, and one can also manage their orders, payouts and payments directly from Shopify.

You can simply activate your Shopify Payments by going to the “Payment Providers” page in settings. Once you fill in the required details and select a plan that suits your business, your account will be activated! This platform is available in various countries including the US, Canada, Ireland, Singapore, UK, New Zealand, and Australia.


2. Stripe

Shopify Payment Gateways Stripe

Stripe is one of the most popular Shopify Payment Gateway platforms, especially in the US. It comes with various tools that can be adjusted and customized according to your payment processes and allows merchants to accept credit card payments, wallets as well as other international currencies, both physically and virtually. It Is especially popular due to the ease of integration, the clear pricing structure that it comes with as well as its user-friendly nature.

With an integration available for up to 300 tools, it overtures a range of API flows that enables its users to create their own subscription plans, on-demand marketplaces as well as crowdfunding platforms. With an acceptance of over 100 currencies, support of development languages like Python, HP, Java, and Ruby and options like on click checkout and mobile payments available, Stripe caters more to the need of large businesses due to its extensive features.

3. PayPal

Shopify Payment Gateways paypal

With taking less than a day to set-up a base of 220 million active users globally, and acceptance in more than 203 countries, one is ought to know PayPal, a Shopify Payment Gateway platform that offers its users to create both paid and unpaid versions of the account. In fact, PayPal has grown so popular that it even managed to surpass its parent company, eBay, to become an individual company. This platform has various features including advanced mobile checkout, acceptance of international payments, as well as making direct payments using PayPal.

With the fees range varying from 1.9% to 3.4%, it has also introduced its business version known as PayPal Payments Pro, which can be customized according to its user’s needs and can be supported using mobile as well. One of the reasons why PayPal is widely used is due to its various customization choices, easy cart integration, credit card payment features, and online invoicing.

4. WorldPay


No matter what the size of your business is, WorldPay is one the most user-friendly platform, popular for its effective security and reliability features for any type and size of business. This is the 2nd biggest platform under Shopify Payment Gateway after PayPal and accepts transactions done online, through telephone and card machines. With it operating in more than 120 countries, they have an efficient management and sales team which has allowed them to build an international reputation as a trusted platform for themselves.

One of the reasons why it’s widely recognized is because the fees taken for a transaction from this platform is on the basis of a sliding scale depending upon the turnover of the store owner, which allows them to allocate costs on the basis of how their business is performing. It only takes one 3-5 business days to get started with this platform.


5. SagePay (now Opayo)

Shopify Payment Gateways sagepay

With taking up-to 4-5 weeks to set-up, Sage is a widely used platform, especially in the UK. It allows its e-commerce store owners to accept payments online, via phone, in a secure fashion with 24/7 support. SagePay does multiple checks on your account which include analyzing the contact information on your webpage and the payment logos displayed on your cart page.

It is known for offering a flat monthly fee with no transaction fees for many of its products and has a 99.9% uptime. Some of its prime features include high-level fraud detecting tools at no additional cost, its secure and reliable connections, and its simple drop-in checkout integration.

6. Authorize.Net

Shopify Payment Gateways authorizenet

If you’re looking for a Shopify Payment Gateway that suits all kinds of business be it small or large, and comes with multiple plans, then Authroize.Net is the perfect option for you. It allows your e-commerce store to accept e-check payments and credit card payments which include MasterCard, Discover, JCB, Visa, Diner’s Club, and American Express to name a few. This is possible due to its payment management and payment processing services which help the owner to activate a seamless, secure, and affordable checkout procedure.

Some of its noteworthy features include card tokenization, customer profiles, and an e-checkout process. This platform also supports online payment options like PayPal, Apple Pay and Visa Checkout, and accepts payments online as well as in-store.

7. Amazon Pay

Shopify Payment Gateways amazonpay

Shopify Payment Gateway now also allows merchants to accept payments using Amazon Pay due to the wide number of users that have Amazon accounts and use this method of transaction today. Payments made via this platform are quite quick, easy and trustable since the store takes the existing details of a user via their Amazon account to accept a payment.

However, this platform has a downfall since it might not be affordable for many low-volume merchants and whenever a customer buys something using this platform is takes some time to reach your account which makes the transaction procedure quite lengthy.

8. Skrill

Shopify Payment Gateways skrill

If you are a merchant who largely functions in Europe, then Skrill is your go-to payment gateway due to its sheer popularity in that location. Apart from being the largest payment platform in Europe, it is also accepted in 40 other countries.

One of the main reasons for its popularity is the seamless way of making and receiving payments that it allows which is not only convenient but also secure and efficient. It is widely used due to its affordable pricing which charges only a 1.9% checkout transfer fee.

Selecting the correct payment gateway platform is essential if you wish to boost and increase the traffic on your Shopify store. We hope this blog was helpful in deciding which payment medium would be best for your business. Let us know what you think in the comment section below. Stay safe!

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